Winter in Philadelphia

Winter is fast approaching and we need to make sure that our businesses are ready for the snow and ice this season. This means ensuring your Philadelphia business insurance includes protection against the potential damage of winter storms. Snow and ice can be very dangerous. It is vital to adjust your business practices accordingly to help prevent claims on your policy and keep things running smoothly. Here are a few suggestions on how to do just that.

1. When a large storm is expected, allow employees to leave early for while the conditions are still safe.

2. During times when roads are not safe, consider allowing employees to work from home if possible.

3. Consider delaying the opening of your business or close early when the weather looks dangerous. This may protect employees and consumers, which are both vital for the success of your business.

4. Regularly back up all of your critical information and store it off-site or online.

5. Consider an alternate back-up solution such as an external hard drive or paper versions of employee contact information.

While preparing your business for the bad weather, this would also be a good time to review the level of coverage on your Philadelphia business insurance policy. With ice a daily occurrence in front of your business, you want to make sure that you have enough coverage to protect your business in case an employee or a consumer falls on your property. One of your experienced agents would be happy to assist you in obtaining the coverage you need to prepare for winter’s fury.