Life is beautiful – and also unpredictable. Prepare for the unforeseen with a life insurance policy.
Life insurance is a funny policy. While this coverage is purchased by you, it is essentially providing financial protection to loved ones, who will face the aftermath if something unexpected happens to you.
With that being said, the idea of life insurance may be overwhelming to PA and NJ individuals. With so many different options, choosing can be a confusing process. Luckily, our agents at Kramer Insurance Center are here with years of experience and advice. We want to help you navigate through one of the most important policy decisions you may ever make. First, let’s take a look at the two most common policies:
- Term life insurance. This type of life insurance is designed to cover a specified term of your life, whether five or even 30 years. It is known for its lower premiums and high coverage.
- Whole life insurance. This life insurance policy is permanent. It can protect you throughout your life, or as long as you pay the premium.
Life insurance options do not end there. It is in your best interest to ask our Pennsylvania agency about universal life insurance, variable life insurance and even survivorship insurance. These policies can be combined and reworked to ensure that you are protected as completely as possible.
At Kramer Insurance Center, we want to be more than your PA and NJ insurance provider. We want to be your friendly agent, with all the right answers and solutions. To learn more about our life insurance options, please reach out to us by dialing 800.247.6394 or take a moment to fill out the free quote form. Focus on enjoying your life while we focus on protecting it.