Kramer Insurance Center: The Independent Insurance Agency that Works for You
By Donna Kramer
It’s easy to find an insurance company happy to sell you their products. However, regardless of how large or well established that company is, remember that an insurance company is limited to selling you their products only.
So how can you be sure that their products are the best fit for your individual needs?
The answer is that you can’t!
Therefore, consider scheduling a free consultation with Kramer Insurance Center and Advantage Auto Tags. As an independent, full service insurance agency, Kramer represents approximately 14 personal line carriers and 80-plus commercial carriers, enabling you to choose the best-suited product for you.
A local agency that you can trust
Kramer is also one of largest insurance agencies that supplies insurance for used car dealerships in Pennsylvania and one of the largest independent insurance agencies for non-profit organizations in the five-county area.
“We place you and your family or business with the most suitable company for the appropriate risk at a fair price for the coverage you need,” says Steve Kramer, founder of Kramer Insurance Center who has been working in this industry since 1981.
Our loyalty is to our customers and not to the insurance companies we represent because we have no obligation to choose a particular product or company. We work with many insurance companies so no matter what you are looking for auto, home, umbrella, life, business or any other type of insurance we will find the perfect fit for you.
Most importantly, we are a local agency that you can trust because our agency is based on relationships that we build with our clients. We live and work in this community.
We truly care about our clients and we welcome you to come in anytime to visit us. Our door is always open and we have had the good fortune over the years to be a part of our clients lives. We have watched families and business grow and change and have been honored to be a part. Dealing with an experienced insurance agency like Kramer Insurance Center, is also important because their agents are knowledgeable about each companies policy’s exclusions and any specialties they may offer.
For example, some insurance companies give lower rates to new drivers, while others give lower rates to seniors or veterans. The agents at Kramer Insurance Center also educate their clients that the cheapest insurance coverage often might not provide the best coverage.
Steve also describes how many people falsely assume that they will get cheaper rates by purchasing their insurance on-line, “but the reality is that because we can work with so many insurance companies it is easier to compare many insurance rates, we routinely beat the costs of these on-line companies and when you call us you get a person on the other end not a recording.”
Kramer’s job is far from done after you choose your coverage.
If you have a claim you must always contact your insurance company immediately, but Steve explains that once you file your claim, Kramer Insurance Center will be standing by looking out for your best interest.
If you’re having trouble getting a claim processed, simply call us,” says Steve. “We will call the claims department on your behalf to get you the answers you need. That is one of the benefits of having a personal agent.
Prior to your renewal date, Kramer Insurance Center is already doing its homework to see if your rates will be increasing. If the increase seems unreasonably high your agent will research other insurance companies offering you the same coverage at a competitive rate.
Also, if you are about to purchase a car, but your decision is based on how much your insurance will cost each month, call The Kramer Insurance Center and their agents will give you a quick quote on various vehicles.
“We are here year-round to assist you anyway we can,”
I work and live in Langhorne. We are here to help make insurance easy and understandable.
Steve believes in giving back to his community. He routinely brings his four therapy dogs to interact with special needs children at a nearby elementary school.
Steve also runs the Therapy Dog Program at the Ronald McDonald House and at Saint Christopher’s Hospital for Children, and he recently donated $15,000 to the Ronald McDonald House.
Monday (9:00AM to 5:30PM)
Tuesday through Thursday (9:00AM to 7:00PM)
Friday (9:00AM to 5:00PM)
Saturday (9:00AM to 2:00PM)
Kramer Insurance Center – Advantage Auto Tags
178-A North Pine Street
Langhorne, PA 19047
The Kramer Family
The Kramer family started volunteering at the Ronald McDonald House 10 years ago which involved a few days a month through the Therapy Dog program. Now we sponsor events, raise money, collect tabs at local schools, support the Dinner and Breakfast programs and of course, we still are active with the Therapy Dog Program. Giving back is the core of who we are as a family, and how we run our businesses.
We are so proud to support The Philadelphia Ronald McDonald House in their efforts to provide lodging, food, and transportation to and from the hospitals, for families of seriously ill children. The Kramer Family is proud to sponsor 2018-2019 Read for the House.
Licensed Sales Professional
I joined the Kramer Insurance Center in 2017. I am a graduate of Holy Ghost Preparatory School. I also received my Bachelors’ degree from Rider University. The best part about my job is solving clients’ coverage issues that they didn’t even know they had. In today’s online economy, there are carriers that would like you to believe insurance is a commodity – all companies and all coverages are pretty much the same. I can guide you through all of the options that are available and develop a plan that is tailored specifically to your needs. When I am not working I enjoy watching Star Trek and volunteering at the Rotary club as Assistant Governor.
Marge is a lifelong resident of Bucks County, PA, and has two beautiful daughters. She has over 35 years in the Financial and Insurance Industries.
Her insurance experience of 15 years has been working over 10 years with Prudential as well as Allstate, State Farm and currently Kramer Insurance Center.
She has also been Vice President Commercial Lender for PNC Bank for over 10 years. While there, she achieved the prestigious Circle of Excellence Award and many other awards for outstanding sales and service. She has also worked at Bank of Princeton and First Choice Bank.
Jodi was born in New York but moved to Pennsylvania when she was five. Jodi started her career in the financial industry 16 years ago. She loves helping people with all their insurance needs and learning new things. Jodi loves spending time at the beach with family and friends. Jodi is married with three children and a beautiful granddaughter.
Living in Bucks County for more than 40 years, I’ve gotten to know many local families and businesses and have enjoyed helping them protect their assets since 2005. I enjoy being involved in the community and volunteering for local causes. When not spending time with my family, I can usually be found at the hockey rink.
It is our responsibility to provide you with the best service and the best coverage, at the best possible price.
As an independent full-service insurance agency, Kramer Insurance Center owned by Steven Kramer and Lee Kirsh represents approximately 14 personal line carriers and 80-plus commercial carriers, enabling you to choose the best-suited product.
When choosing an agency, you can always trust Kramer Insurance Center. Steven Kramer has been in the insurance business for over 30 years. “We don’t work for an insurance company, we work for YOU.” Our agency works on your side when you have a loss and follows through to see that you get fair prompt payment.
Kramer Insurance Center is also one of largest insurance agencies that supplies insurance for independent car dealerships in Pennsylvania. They are also one of the largest independent insurance agencies for non-profit organizations in the five-county area.
As an independent, full-service insurance agency Kramer Insurance Center feels our duty is to our clients, not the insurance companies. As your insurance agents it is our responsibility to provide YOU with the best service and the best coverage, at the best possible price.