Individualized Personal Insurance in Langhorne PA

At Kramer Insurance Agency, we work with a range of trusted insurance carriers to bring you the best rates for comprehensive flood insurance, recreational insurance, and more. We even offer umbrella policies – call 215-860-6510 for a quote!

Insurance Coverage

Security You Expect with
the Customer Service You Deserve

Although certain insurance policies, such as car or home, may be required, when it comes to evaluating your options and choosing the best coverage for your lifestyle it is best to talk to someone you trust. As an independent insurance company, Kramer Insurance Center can provide a personal, reliable experience for all of our clients.

When it comes to your personal insurance policies, we understand that you want your coverage to be just that: personal. We don’t believe in “one-size-fits-all,” whether it’s a flood policy, recreational insurance for your RV, or a complete umbrella insurance package. Our insurance experts will take into account your individual needs to create a personal insurance policy that will actually protect you.

Auto

When you turn to Kramer Insurance Center for help creating an auto policy that addresses all of your car insurance concerns, you will receive personalized service that will help you feel confident in your coverage. We will start with the basics, such as collision, bodily injury, and property damage costs, and include add-ons as needed, such as protection against uninsured or underinsured motorists. Auto insurance policies can be confusing, but our knowledgeable agents are here to offer the guidance and advice you need.

Auto Insurance
Home Insurance

Home

Like with most insurance policies, the home insurance-buying process can be made significantly easier when you turn to the right leader with the right information. Our Pennsylvania insurance agency strives to inform each homeowner of their options, from typical policies including protection for your home’s physical structure and personal possessions to additional policies including jewelry insurance, flood insurance, earthquake insurance, animal liability insurance, and much more. From family homes to waterfront or beachfront homes, we are able to provide a variety of options at the best rates. We also offer condo insurance, as your investment in your condo is substantial. Start protecting your investments today!

Life

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure these strategies and products are suitable for your long-term life insurance needs. You should weigh your objectives, time horizon and risk tolerance as well as any associated costs before investing. Also, be aware that market volatility can lead to the possibility of the need for additional premium in your policy. Variable life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, underlying fund charges and expenses, and additional charges for riders that customize a policy to fit your individual needs.

Life Insurance
Renters Insurance

Renters

Although you don’t own the property, there are still a variety of risks that come with renting. Because of this, it is advantageous to protect yourself and your belongings in the event your property sustains weather-related, water, or fire damage. Kramer Insurance Center is here to help you evaluate all of your renters insurance options to find the right coverage at the best rate possible.

Flood

If you live near a river, lake, or other large body of water, you should consider purchasing a flood insurance policy. Keep your property and possessions safe and secure with flood insurance based on your property’s location and history of flooding. We offer multiple types of policies, including standard flood insurance and preferred risk flood insurance. Floods happen when you least expect them – make sure you are prepared before it’s too late.

Flood Insurance
Toys Insurance

Toys

At Kramer Insurance Center, we are here to help you keep adventuring, whether that means snowmobiling, RVing, boating, and more. Ensure you are being responsible while enjoying your recreational vehicles – we will work with you to create an insurance plan that provides coverage that will allow you to enjoy your snowmobile, motorcycle, RV, or watercraft for years to come.

Umbrella

When you purchase umbrella insurance, you will receive extra coverage to cover unexpected liability issues that may arise beyond what your basic insurance policies provide. Your umbrella policy will protect you in the event that your regular liability coverage runs out. Contact Kramer Insurance Center to find the umbrella coverage you need for your lifestyle, all at a rate that works within your budget.

Umbrella Insurance

At Kramer Insurance Center, we are dedicated to helping you protect all areas of your life.

Aside from the coverages listed above, we also offer pet insurance, health insurance, fire insurance, and more.

We strive to get to know each of our clients on a personal level, making long-lasting relationships. When you make the decision to come to Kramer Insurance Center for your insurance needs, you make the decision to receive customized insurance. Give us a call at 215-860-6510 for personal insurance plans in Langhorne, PA – we look forward to getting to know you!

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